Hurricane Damage
Has your home been damaged by a storm or a hurricane? Call Irpino Law toll-free at 1-800-750-0529 to ask us how we can help you with your storm property damage claim.
Storm Damage to Homes and Businesses
Hurricanes, floods and wind storms have caused millions of dollars worth of property damage for homeowners. Often, homeowners look to their insurance company to provide relief from their losses by filing a claim. Unfortunately, insurance companies often deny or lower property claims related to storm damage. Insurance companies may deny a claim for any number of reasons that range from pre-existing damage to neglect and everything in between.
Although dealing with extensive storm damage can be a very emotional process, both commercial property owners and homeowners should document as much as they can to prepare for a claim. Insurance companies have a history of denying a homeowner’s claim. If your home has been damaged by a storm, we recommend compiling the following information to increase your chances for a successful claim:
- Photographic Evidence – Be sure to have photos on hand of the damage caused by the storm to the exterior, interior and property within the home. We recommend taking pictures of the common structures in the house as well as the foundation, too.
- Estimates, Invoices and Receipts – Keep copies of any repair estimates you might receive. Additionally, be sure to collect any receipts or additional involves for the repairs made on the house. For personal possessions, gather your original receipts if you can and collect the receipts for any replacement items you might purchase. If you rent a hotel or experience additional costs because you are unable to return to your home, be sure to keep those receipts and document all expenses you incur as well.
- Phone Conversation Notes and Contact Info – If you have any contact with insurance representatives or others related to your claim, be sure to take good notes and record the name of the person that you spoke with.
In addition to this information, homeowners often consult with an attorney that understands homeowner insurance litigation and your legal rights as a policyholder.
Claims for Loss of Business
Businesses that file storm damage claims often experience the same frustrations that homeowners do. In addition to storm property damage claims, businesses may also file a claim related to a different kind of insurance they may have purchased. This type of insurance is called “business interruption” and offers business owners the chance to recuperate the income that they would have earned if their property hadn’t been damaged. Like property damage claims, business interruption claims are often postponed or denied, making it difficult for businesses to return to normal operations.
In addition to our ability to help property owners reach a settlement for their storm damage claim, our legal team of experts can also help you successfully reach a settlement for your business interruption claim, too.
Irpino Law helps homeowners and businesses navigate through the complexities of hurricane, flooding and storm damage claims in New Orleans as well as the rest of Louisiana. If your home has experienced hurricane, wind or storm damage, we invite you to contact our experienced lawyers at Irpino Law toll-free at 1-800-750-0529 for a free consultation today.